It’s October! And… my ATM card just expired. Since I haven’t been home in months, I haven’t been able to take possession of the replacement card. I just called my bank, and they said they can’t extend my current card, so I am now without my primary source of local cash.
Luckily, I carry emergency cash for just such an emergency (except when I don’t).
I’m flying back home in a couple of weeks. I have one more week in Poland, which is not so expensive, and then one week in Germany, which is quite expensive. In Poland, hostels, museums, and cheaper eateries are often cash-only, but I can at least (probably) pay for train tickets and supermarket purchases with credit card. In Germany, I expect I will be able to pay with credit card more often than not.
I may have just enough emergency cash (including leftovers from a spectrum of countries) to cover expenses through then, but I definitely need to implement some austerity measures of my own, at least when it comes to cash transactions.
That, or I sell blood and then hit the casinos! 
